Successful SBA  Loans

Select Capital Funding’s’ loan programs have unique eligibility requirements. In general, eligibility is based on what a business does to receive its income, the character of its ownership, and where the business operates. Normally, businesses must meet size standards, be able to repay, and have a sound business purpose. Even those with bad credit may qualify for startup funding. Select Capital Funding will provide you with a full list of eligibility requirements for your loan.

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SBA Loans Program Details

Borrowing entities and credit requirements

  • Individuals, corporations, LLCs, partnerships, etc.
  • Combine multiple borrowers or multiple entities into a single transaction.

Simple application process

  • Call or e-mail your Select Capital Funding underwriter your loan request.
  • Apply Online it is fast and easy:
    Apply Now

Industries we finance

  • Professional offices, Drycleaners  Daycare centers
  • Physicians and veterinarians, Funeral homes
  • Fitness centers, Office condos,  Auto repair
  • Hotels & motels (existing only) Warehouse / Industrial
  • New & used auto sales, Bed & Breakfasts,
  • Gas stations / C-stores, Car washes, Restaurants
  • Assisted living, Nursing homes,Liquor stores,
  • Recreational, Trucking terminals, And more…

For any business purpose

  • Capitalize on time-sensitive opportunities such as the immediate acquisition of undervalued or value-added properties.
  • Restructure debt, settle disputes at a discount, buy out partners.
  • Cash-out refinance, Renovation, asset repositioning.

Fast answers

  • Immediate action, steady communication, quick closings.
  • Same-day turnaround on Select Capital Funding’s expression of interest
  • We can provide proof of financing letters and close your loans in days when the situation requires. Seasoned, skilled sponsors are a plus.

Loan Details

  • $100M – $5MM
  • 1st lien on commercial real estate & 1st available on other business assets
  • Declining term
  • Wall Street Journal Prime + Spread (typically 1.5% – 2.75%) – floating & fixed
  • Up to 25 years, fully amortizing
  • Up to 130% – Higher LTVs for medical professionals and general office space

 

SBA Loan Process

Loan Types

Mixed Use, Office, retail, light industrial, and others considered (General purpose income properties)

App Process

Application Process is quick and easy. The process is streamlined for quick approval.

Required Document

As a private lender, we don’t require as many docs. This helps you get funded fast.

Competitive Rates

We offer competitive flexible rates. To help you with your bottom line.

Fast Approvals

Since Select Capital Funding makes the decisions in-house you get the approvals fast.

Not Ready to Apply Let’s Chat About How We Can Help

Fix and Flip Loans

If you are an investor who is looking to buy discounted, REO or wholesale properties then we have one of the most flexible and competitive loans for you. Consider our Fix and Flip bridge loan the only capital you need.

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Ground-up Residential Construction Loans

Time is money for new builders. With a private construction loan, the builder avoids ugly and laborious tasks to get his investment off the ground!  Builders choosing private construction loans keep their forward momentum going and get to build a custom home or commercial investment property.

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